4.1.23 Safe to install
FinShell Pay: A Comprehensive Digital Wallet Solution
FinShell Pay offers a seamless and user-friendly experience for managing digital transactions and payments, although it could benefit from enhanced security features.
FinShell Pay provides secure and convenient financial services to over 80 million Indians. This comprehensive application not only caters to your diverse financial needs, but also offers a wide range of innovative services. FinShell Pay is your go-to destination for transforming your lifestyle, offering everything from personal loans to shopping discounts. Our priority at FinShell Pay is your financial well-being, and we are committed to providing you with the tools, resources, and services to help you achieve your goals.
Experience our offerings on FinShell Pay:
- Personal Loans:
- Loan amounts starting from INR 2,000 up to 5 lakhs
- Repay the loan within 3-60 months
- Annual percentage rate (APR) (per annum monthly reducing): 10.5% - 48%
- Loan processing fee: 0% - 6%
Please note: Personal Loans are only available to Indian citizens within the territory of India.
Sample Case:
- Loan Amount: INR 39,600
- Rate of Interest (ROI): 36% per annum
- Tenure: 6 months
- Processing Fee (4%): INR 1,584
- GST (18% on Processing Fee): INR 285
Disbursal Amount: INR 37,731 (Loan Amount - Processing fee - GST on processing fee)
EMI Cycle:
- EMI Amount: INR 7,311, Principal: INR 6,202, Interest: INR 1,109
- EMI Amount: INR 7,311, Principal: INR 6,309, Interest: INR 1,002
- EMI Amount: INR 7,311, Principal: INR 6,498, Interest: INR 813
- EMI Amount: INR 7,311, Principal: INR 6,693, Interest: INR 618
- EMI Amount: INR 7,311, Principal: INR 6,894, Interest: INR 417
- EMI Amount: INR 7,311, Principal: INR 7,004, Interest: INR 307
Total Amount User Pays Back: INR 43,866 (sum of EMIs)
- Get easy personal loans at easy EMIs from trusted loan partners including:
- Company: Bhanix Finance and Investment Limited
- Type: NBFC
- Product name in FinShell Pay: CASHe
- Website URL indicating partnership: https://bhanixfinance.com/ourpartners.html
Coupon Centre:
Discover attractive discount coupons from top merchants across various categories including food, fashion, electronics, health and more. Don't miss out on these great deals!
Quiz / Games:
Explore our Quiz and Games section to have fun and exceed your expectations. Choose from a list of entertaining games and challenging quizzes. Why limit yourself when you can always add some extra excitement to your life!
What We Ensure?
We prioritize your security and protection of your privacy. Data security and privacy are of utmost importance to us. We adhere to standard compliance and maintain the highest security standards. Our backend APIs comply with mandated security protocols, and all data is stored locally in India.
We always welcome your feedback and are eager to understand your needs with FinShell Pay. Please feel free to write to us at [email protected].
Overview
FinShell Pay is a Freeware software in the category Business developed by Growhiz Technology Private Limited.
The latest version of FinShell Pay is 4.1.23, released on 04/14/2025. It was initially added to our database on 10/31/2023.
FinShell Pay runs on the following operating systems: Android.
Users of FinShell Pay gave it a rating of 4 out of 5 stars.
Pros
- User-friendly interface for easy navigation and transactions
- Ability to link multiple bank accounts for easy access
- Offers a wide range of payment options including UPI, credit/debit cards, and net banking
- Provides features like bill payments, account balance check, and fund transfer
- Secure and encrypted transactions ensure the safety of user information
Cons
- May have limited availability in terms of supported banks or financial institutions
- Could have occasional technical glitches or issues with transactions
- Customer support may not be very responsive or efficient in resolving queries or problems
FAQ
What is FinShell Pay?
FinShell Pay is a digital payment platform developed by Growhiz Technology Private Limited.
How does FinShell Pay work?
FinShell Pay allows users to make online payments, transfer money, pay bills, and perform other financial transactions through their mobile devices.
Is FinShell Pay secure?
Yes, FinShell Pay ensures the security of transactions through encryption technology and secure authentication methods.
Can I link my bank account to FinShell Pay?
Yes, users can link their bank accounts to FinShell Pay to facilitate easy transfers and payments.
Are there any fees associated with using FinShell Pay?
There may be certain transaction fees or charges associated with using FinShell Pay, which will be transparently displayed to the users.
Does FinShell Pay support international transactions?
Currently, FinShell Pay primarily supports domestic transactions within the country where it operates.
Can I use FinShell Pay for shopping?
Yes, FinShell Pay can be used for shopping online or at select retail outlets that accept digital payments.
Is there a customer support service for FinShell Pay users?
Yes, there is a customer support service provided by Growhiz Technology Private Limited for any queries or issues related to FinShell Pay.
Does FinShell Pay offer any rewards or cashback to its users?
Users of FinShell Pay may be eligible for rewards, cashback, or promotional offers as per the company's policies and promotions.
How can I download the FinShell Pay app?
The FinShell Pay app can be downloaded from the respective app stores based on the operating system of your mobile device.
Pete Milner
I'm Pete, a software reviewer at UpdateStar with a passion for the ever-evolving world of technology. My background in engineering gives me a unique insight into the intricacies of software, allowing me to provide in-depth, knowledgeable reviews and analyses. Whether it's the newest software releases, tech innovations, or the latest trends, I'm here to break it all down for you. I work from UpdateStar’s Berlin main office.
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